What we do

We help investors finance non-owner-occupied rentals across Maryland, from Baltimore rowhouses to townhomes in the DC suburbs and seasonal rentals on the Shore. We arrange and shop financing from wholesale lenders; those lenders underwrite and fund the loans. Our job is to understand the property, the rent and the local rules, then match the file to programs that fit.

We built this site county by county because that is how Maryland works. Taxes, licensing, lead registration, ground rent and short-term rental rules all change with the jurisdiction, and each can move a DSCR file. Start with the Maryland market overview or the DSCR loan basics.

How we work

  • Business-purpose, non-owner-occupied investment property only. No one in your family lives there.
  • No published pricing. Every quote follows a review of the actual scenario.
  • Plain answers, including when a DSCR loan is not the right tool.
  • Maryland-specific checklists for licensing, lead paint, taxes, insurance and title.

Licensing and disclosures

DSCR Loans Maryland is a Loan Daddy LLC brand, NMLS 2827624.

Broker, not lender NMLS #2827624

AZ CMB Licensed · #CMB-2016143

Equal Housing Opportunity

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

See the licensing page for details and how to verify our NMLS record.